Your Guide to the Best Prescription Discount Card

Prescription discount cards (also called pharmacy discount cards) can help you save money on your prescription medications when you pay in cash. Typically, these cards are free and can provide savings of up to 80% on prescription medications. These cards can be used regardless of whether you have insurance. Learn more at Prescription Discount Card Hero.

Companies operating prescription discount cards provide discounted rates on prescription drugs by either negotiating cash rates directly with pharmacies or by partnering with 3^rd parties to offer discounted rates. Similar to insurance, you simply hand your card (or app on your phone) to your pharmacist when you are picking up your prescription.

Prescription discount cards cover almost all medications as long as they are prescribed by a doctor. Over the count (OTC) medicines, vitamins, and supplements can be covered by pharmacy discount cards as long as they are prescribed by a doctor. If you try to grab an OTC medicine off the shelf and use a prescription discount card, the discounted price will not be honored by the pharmacy. Consult your physician about a prescription for OTC medicines, vitamins, and supplements.

Prescription discount cards cover almost all medications as long as they are prescribed by a doctor. Over the count (OTC) medicines, vitamins, and supplements can be covered by pharmacy discount cards as long as they are prescribed by a doctor. If you try to grab an OTC medicine off the shelf and use a prescription discount card, the discounted price will not be honored by the pharmacy. Consult your physician about a prescription for OTC medicines, vitamins, and supplements.

No – you typically cannot use a pharmacy discount card with Medicare. That said, you may be able to use a pharmacy discount card to spend less than you would with medicare.

While there are many similarities in different prescription discount cards, there are a few things you should look into:

1. Cost – some companies offer 100% free cards while others charge a fee for access to their best discounts.
2. Low prices – Check around to see which card provides the best discounts on your specific prescriptions
3. Consistent prices – Some card companies that use multiple discount providers have more volatility in their pricing. Don’t assume you’ll always get the same low price. You should double check pricing every time you fill a prescription.